
Refinance Smartly.Your Real Estate Allies.
MORTGAGE OPTIONS
Refinance
Did you know that the average U.S. homeowner refinances their mortgage every three to five years? Many refinance to secure a lower interest rate, which can reduce monthly payments and the total interest paid over the loan's life. Others may refinance to shorten their mortgage term, building equity faster and saving on interest, or to tap into home equity for significant expenses like renovations or debt consolidation.
Consulting with a Tall Timbers Mortgage Specialist allows for a thorough assessment of your financial situation to identify the best refinancing option for you. It's crucial to ask questions and discuss both immediate and long-term goals. This conversation enables the specialist to provide tailored advice and comprehensive solutions, helping you make an informed decision that enhances your financial well-being and aligns with your family’s goals.
Lower Your Payment
As an established homeowner, you can improve your financial security by refinancing to a lower payment.
Shorter Your Loan Term
Refinance into a shorter term, so you can pay off your mortgage sooner.
Take Cash Out
Leverage your investment and use the equity your house has gained over the years.

Refinance Smartly.Your Real Estate Allies.
MORTGAGE OPTIONS
Purchase
Are your considering purchasing your 1st home, your dream home or adding a piece of real estate to your investment portfolio? Before looking for homes even the wisest and most savvy investor always will reach out to a California Vanguard Mortgage Specialist to determine what he/she can afford and qualify for. Don’t waste your time or your Real Estate Agents time by shopping for a home without speaking with one of our Mortgage Specialists first. Our Mortgage Specialist will not only Pre-Qualify but will get you Pre-Approved to purchase. This means taking a comprehensive look at your complete financial picture and give you the assurance you and your Real Estate Agent needs before placing an offer on your new home. Of course, everyone who reaches out isn’t approved on their first try, however our Mortgage Specialists are well equipped to get you on the road that will lead you to being qualified for your purchase. We’ve helped enough people get ready to purchase and we are sure we can leverage our knowledge and unique situations that we have experienced to help you also.
Mortgage Calculator
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What People Say About Us
Explore client success stories in our Mortgage Testimonials showcasing exceptional service and satisfaction.
